OWNER FINANCING AVAILABLE - WATER ACCESS LOT with Community owned shallow water boat ramp in Neck District area. This wooded lot is PERC APPROVED for a 3 BR home. Located approximately 15 minutes from Cambridge but just a short distance to Ragged Point Marina & Boat Ramp for access to deeper water, Little Choptank River and the Chesapeake Bay. Also just a short drive to Soft & Salty - local business with fresh or steamed crabs, fresh soft crabs, homemade ice cream, crab cakes & more - a true treat!! Your also near Neck District Grill where you can find some essential goods as well as great breakfast, lunches & dinners as well as homemade cookies, cakes and pies. This beautiful lot is located in a small community of waterfront & inland homes. Build your permanent residence or your 2nd home. Owner financing available at BELOW MARKET INTEREST RATES!